What is a good online lender for a bad credit car loan?

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4 Comments at "What is a good online lender for a bad credit car loan?"

Chrys August 31st, 2010 (#)

none..go to a bank or credit union…keep personal info off the WWW.

Soggy August 31st, 2010 (#)

There are a couple sites on the internet that will match your credit with a lender that will finance you. They aren’t like typical banks that require down payments and such.

kate August 31st, 2010 (#)

None because bad credit means bad credit rates which are obscene .

Smart persons use public transit or buy a used cash car until their finances come out of the dumpster .
Adding in another dummy loan just screws you further .

Go for plan ” B ” .

good luck

>

answerpeace August 31st, 2010 (#)

I guess it depends on what your definition of “good” is. If by good you mean a lender or dealer that will approve people for auto financing regardless of credit than you do have choices.

If you are expecting to get competitive interest rates with bad credit forget about it. People with bad credit end up paying much more for a car loan than those with good credit because of the increased risk of loan default. That being said, sometimes, a second chance car loan can be just the thing you need to get your credit in order. That’s assuming of course, you will make timely payments and work to address other issues on your credit report.