I’m now paging through the 10th book I borrowed from the library and I am once again relieved that I did not actually purchase ALL OF THESE BOOKS which basically ALL SAY THE SAME THING.

I am seeking a comprehensive, detailed and serious guide to changing/repairing my credit report. I’m trying to learn how to construct effective disputes to illegitimate information on my credit report, and some tips on cajoling companies into removing legitimate (negative) information on my credit report.

I’m not looking to understand the different types of school loans, to neatly plan or organize my budget, or to prioritize my debts. If you are, maybe this book is for you. But the whopping 9 pages on disputes left me frustrated yet again.

[STANDARD DISCLAIMER]
if you’re reading this review, you are hereby obligated to write your own. if not on this product than on another. c’mon. you know you want to. and if you don’t, you should feel obligated. every time i buy anything from coffee mugs to clothing steamers, i find myself perusing amazon to see what everyone else said about it. this is an invaluable FREE resource unlike some other websites (ahem, consumerreportsucks, ahem excuse me!) which let you use it for, like, 3 days and then start charging your credit card on a monthly basis which effectively bleeds dry anyone who’s ever just wanted to look up the damn list of good vaccum cleaners. phew.

moral of story = do your civic duty: write a review!
Rating: 2 / 5

I had some errors on my credit report and I had a collection agency harrassing me for a debt that had been paid. I read this book and sent the proper forms from the disc to the businesses involved and it solved most of my problems. You have. To read the book and you cannot remove accurate info from your credit files but this is a very complete kit that allows you to fix your credit yourself.
Rating: 5 / 5

It is a CD with very limited explnation as what to do. it even does not have a letter for Experian ineasted it has a letter with a phone number and when I called it guess what it is a service they try to sell you. so it is more of a company advertisement rather than professional help!
Rating: 1 / 5

This book is wonderful for someone with no knowledge of credit. It walks you through the entire process. Recommended!
Rating: 5 / 5

This book doesn’t give enough information about how and what negative items to dispute on your credit report to raise your credit score.
Rating: 3 / 5