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Refinance 2 mortgages into 1?

admin — Sat, 15 Jan 2011 06:12:12 +0000

Refinance 2 mortgages into 1?
There are drawbacks to refinancing your mortgage and home equity loan into a new loan.

Student Loans for people with bad credit that take only to co-signers credit into consideration?

admin — Mon, 22 Nov 2010 06:00:15 +0000

I have bad credit, but need a student loan. Stafford loans only offer $200 because I am on scholarship, but I still need money for books and rent. I have a co-signer with good credit available. Are there any loans that will just look at their information instead of my own?
And where would I find these?

What can I do about a bank executive that put me into a line of credit w/out my consent/knowledge?

admin — Sun, 07 Nov 2010 06:08:52 +0000

I have two banks. In writing a check, I mistakenly grabbed the wrong check book and bounced a check (1st bad check in 14 years).

I immediately called the bank and spoke with a sales executive. He advised me to sign up for check protection so that this wouldn’t happen again. Nothing else was discussed, no papers signed, nothing sent to me in writing.

I thought this was a gratuity by the bank for being a loyal customer, so I said ok; I had no idea this was actually a line of credit with finance charges, interest, and my personal credit report accessed (which lowers your credit score).

I didn’t catch it on the first statement as I travel extensively, but I did catch it on the second statement. I called the bank. They refused to help me when I asked for a letter of deletion for the credit bureaus. I stated that there was no disclosure of any loan.

I took this up the chain of command. I feel that since there was no disclosure, this is illegal, and the bank refuses to help .

Christie sticks to plan to shut down tunnel into Manhattan

admin — Fri, 29 Oct 2010 06:02:01 +0000

Christie sticks to plan to shut down tunnel into Manhattan
TRENTON – Gov. Christie announced Wednesday that he was sticking to his decision to shut down the nation’s largest public works project, a second rail tunnel to connect New Jersey and New York City.

bad credit, looking to move into an apt that does a credit check?

admin — Sun, 19 Sep 2010 06:02:49 +0000

I am looking to move into a great, CHEAP 2 bedroom apartment with my daughter, and sister. My sister has decent credit, not great, not bad. I have terrible credit. Just awful. They run a credit check on all adults applying to live there. There are other apartments out there, thru owner that I could occupy. However, this one is a great deal. Is there any way around this dilemma?

Credit Card Protections Go Into Effect

admin — Sat, 28 Aug 2010 06:41:57 +0000

Credit Card Protections Go Into Effect
SAN FRANCISCO (KCBS) _ New credit card protections went into effect on Sunday. But some experts believe the banks still hold all the cards. The legislation was actually passed earlier this year, with this just the latest and final phase to be implemented. Click to listen The aim, all along, was to reel in the [...]

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New Jersey builder’s dream turns into a house of cards

admin — Tue, 24 Aug 2010 06:30:56 +0000

New Jersey builder’s dream turns into a house of cards
In fall 2008, a Saddle River chateau — on the market for almost $8 million — was chosen to host a designer showcase fund-raiser, where visitors pay to peek at a glamorous lifestyle.

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Rich Dad’s Advisors-: The ABC’s of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

admin — Tue, 24 Aug 2010 06:02:50 +0000

Product DescriptionThe ABC’s of Getting Out of Debt illustrates how to: * Beat the Lenders at Their Own Game * Understand Your Credit Report * Repair Your Own Credit * Master the Psychology of Debt * Deal with Debt Collectors * Avoid Credit Scams * Win with Good Debt * Take Charge of Your Finances Garrett’s book reveals how each piece of real estate you own is a business involving all sections of Rich Dad’s B-I Triangle. The B-I Triangle is from Rich Dad’s Guide to Investing. Look for. . . More >>

Rich Dad’s Advisors-: The ABC’s of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

Bulls tiptoe into homebuilder stocks

admin — Sat, 31 Jul 2010 06:07:07 +0000

Bulls tiptoe into homebuilder stocks
It takes a lot of courage to be a bull on homebuilder stocks these days. They exist, for sure. And they aren’t on mind-bending drugs. In fact, they see the world much as the housing stock bears do. You won’t find any uplifting messages in their reports on the economy and housing.

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How can you get into a home without any money down, bad credit and substancial debt?

admin — Thu, 15 Jul 2010 06:02:35 +0000

I have been in and out of the hospital and am unable to work , my husband makes over $55,000 a year but we are a family of 5 crammed into a 2 bedroom apt. He has student loans and bad credit from divorce. He had a home from his previous marriage, but I have never been a home owner. The question is how can we get out of this hole we are in and start moving on with our life? Iwant to try to be in a home b4 my 3 yr old son starts school.. because the schools where I currently live are unsatisfactory. we currently pay $650 a month in rent .. which is more than most of my friends house payments so I am wondering how do I get started trying to improve our situation and get into a home .. with $1,000 in debt each month and no way to possibly save for a down payment of any kind. We have paid our rent every month, that is one thing we do make sure gets paid . have been in and out of the hospital and am unable to work , though we have not asked or have been receiving any assistance what so ever. My conditions include spinal bone growths, organ failure and chronic pain , which makes it difficult to just care for my son and my 2 step sons (which are all under the age of 12), Since my doctors have told me I am physically unable to work right now options for going back to work are not really there. My husband works 12 hour days at his job, that he has held for over 7 years. We have 1 car( that is paid off). Our rent of $650 a month that we do pay does not include our utlities or anything else. Our phone bills, electric, cable, water all get paid as well and we have a good payment history with them as well. Our credit debt includes :my husbands government student loans, credit cards from his previous marriage, and one month of car insurance not paid by me after I went into the hospital.
we are looking for a home in the $50-$100k price range .. so that we can make our payments.