Credit Card Protections Go Into Effect

Credit Card Protections Go Into Effect
SAN FRANCISCO (KCBS) _ New credit card protections went into effect on Sunday. But some experts believe the banks still hold all the cards. The legislation was really passed earlier this year, with this just the latest and final phase to be implemented. Click to listen The aim, all along, was to reel in the [...]

Read more on KCBS Radio San Francisco

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New Jersey builder’s dream turns into a house of cards

New Jersey builder’s dream turns into a household of cards
In fall 2008, a Saddle River chateau — on the promote for nearly $8 million — was chosen to host a designer show case fund-raiser, where visitors pay to peek at a glamorous lifestyle.

Read more on Builder Magazine

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Rich Dad’s Advisors-: The ABC’s of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

Product DescriptionThe ABC’s of Getting Out of Debt illustrates how to: * Beat the Lenders at Their Own Game * Understand Your Credit Report * Repair Your Own Credit * Master the Psychology of Debt * Deal with Debt Collectors * Avoid Credit Scams * Win with Good Debt * Take Charge of Your Finances Garrett’s book reveals how each piece of real estate you own is a business involving all sections of Rich Dad’s B-I Triangle. The B-I Triangle is from Rich Dad’s Guide to Investing. Look for. . . More >>

Rich Dad’s Advisors-: The ABC’s of Getting Out of Debt: Turn Terrible Debt into Excellent Debt and Terrible Credit into Excellent Credit

Bulls tiptoe into homebuilder stocks

Bulls tiptoe into homebuilder stocks
It takes a lot of courage to be a bull on homebuilder stocks these days. They continue living, for sure. And they aren’t on mind-bending drugs. In fact, they see the world much as the housing stock bears do. You won’t find any uplifting messages in their reports on the nation and housing.

Read more on CNN Money

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How can you get into a home without any money down, bad credit and substancial debt?

I have been in and out of the hospital and am unable to work , my husband makes over $55,000 a year but we are a family of 5 crammed into a 2 bedroom apt. He has student loans and terrible credit from divorce. He had a home from his previous marriage, but I have never been a home owner. The question is how can we get out of this hole we are in and start moving on with our life? Iwant to try to be in a home b4 my 3 yr ancient son starts school.. because the schools where I currently live are unsatisfactory. we currently pay $650 a month in rent .. which is more than most of my friends household payments so I am wondering how do I get started trying to improve our situation and get into a home .. with $1,000 in debt each month and no way to possibly save for a down payment of any kind. We have paid our rent every month, that is one thing we do make sure gets paid . have been in and out of the hospital and am unable to work , though we have not questioned or have been receiving any help what so ever. My conditions include spinal bone growths, organ failure and chronic pain , which makes it hard to just care for my son and my 2 step sons (which are all under the age of 12), Since my doctors have told me I am physically unable to work right now options for vacant back to work are not really there. My husband works 12 hour days at his job, that he has held for over 7 years. We have 1 car( that is paid off). Our rent of $650 a month that we do pay does not include our utlities or anything else. Our phone bills, electric, cable, water all get paid as well and we have a excellent payment history with them as well. Our credit debt includes :my husbands government student loans, credit cards from his previous marriage, and one month of car insurance not paid by me after I went into the hospital.
we are looking for a home in the $50-$100k price range .. so that we can make our payments.

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