How long is bad credit debt suppose to be on your credit report?
I have old Dr. bills and a few odd bills from way back. What is the legal amount of time for them to remain on your credit report?
I have old Dr. bills and a few odd bills from way back. What is the legal amount of time for them to remain on your credit report?
Tags: Amount Of Time, Bad Credit, Bad Debt, credit, credit debt, Credit Report, Debt, Long, report, suppose
3 Comments at "How long is bad credit debt suppose to be on your credit report?"
Derogatory items age off your credit report 7-1/2 years from the date of first deficiency. This is per the FCRA and nothing restarts the clock.
Until they are paid off or settled.
If I owed YOU, say, $1,000, do you think that if I avoid you for long enough that means I don’t owe you the money any more? How long would I have to avoid you?
Would you lend me $1,000? Pretty please?
Usually seven and a half years.