Do you think I could get a personal loan?
Hello I am going to give you some info and maybe you will be able to let me know if you think i’d be able to get a personal loan or not.
I have with my credit union for many many years and I currently have 4 accounts with them. A savings account, a checking, an auto loan and credit card. My only debts are my car and student loans that are deferred for another two years. I have two credit cards with zero balance I use them and pay them off in full every month. I have been at the same job for a year and a half. I am not exactly sure what my credit score is but I know it is in the low 600′s because a little over a year ago I had medical bills that went to collections. I didn’t even know these bills existed because I never once received a bill for them. I tried disputing them with no avail. So now I am suffering with that. But that is the only big negative thing that is on my credit report. Do you think I’d be able to get a personal loan and for what amount.
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3 Comments at "Do you think I could get a personal loan?"
I think that since you have good history with the C.U you most likely can offer you a personal loan. I would go in and speak with a representative on this issue and see what they can do. I mean your good history is with them and they can clearly see your behavior towards credit.
Nope your credit is to low, to bad.
I think you can definitely get a loan. First try with your credit union… if that doesn’t work, which it might not because of your credit issue, try http://www.prosper.com.
This is a peer-to-peer lending site where people make small investments in other people looking for help. Please keep in mind that these are real people, not faceless banks. You can get a loan for up to $25,000.