Inquiries on Credit report?

I didn’t know before that even if I have no credit history/ credit score, the inquiries (when the lenders/creditors pull up a credit check on you) can show up on the crash. People say that this can harm approvals for future loans/ credit cards…How long will the inquiries stay on there? I am trying to build credit..so this “penalty of guessing” sucks, since I want to try getting approved, but I don’t want to harm my crash. I currently have a secured credit card..but that’s my only line of credit I have for now, as I got denied for personal loans and unsecured credit cards because I have no credit history and am a new college student. I haven’t tried applying for department store cards..but..why bother? I most likely will get denied anyways (even if I will pay back in full every month…) So should I just stick with one line of credit for now, because inquiries on my crash suck if I get denied? Thanks =)

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Auto Loan Advice : How Does Auto Loan Interest Get Calculated?

Auto loan interest is calculated by one’s credit score and payment history on past car loans. Find out how interest on car notes is figured out by using auto buy price and length of the loan term with tips from a credit repair specialist in this free video on auto loans. Expert: Adriel Torres Contact: ultimatecredittoday.com Bio: Adriel Torres has been in the mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker. Filmmaker: Christopher Rokosz

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Let’s say I have bad credit & 10 credit cards, wouldn’t it be harmful to have a tradeline?

I reckon that having a tradeline doesn’t do any excellent. Right me if I’m incorrect, let’s say I have 10 CCs with terrible credit history, am I right in saying that having another credit card programmed on my credit crash is damaging to my score? Isn’t that wha ta tradeline is? Listing a credit card with brilliant history? I always thought that having a new credit card always brings your score down because a credit card is a revolving credit unlike mortgage or auto loans. So even with a tradeline on my crash, even with that tradeline having brilliant history I believe it will be negative to my score as a replacement for of helping i up my score.

Credit Card Interest Rates Much Higher

Credit Card Interest Rates Much Higher
The spread on credit card interest–the difference between the interest rate on your charges, and… Credit card – Interest rate – Credit CARD Act of 2009 – Debt – Late fee

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