applying for a credit card – help!?
I moved to the US in december, i got a credit car and car loan on january through a credit union, and was rejected for a second credit card in a major bank in march. i do have some money (12k) on a saving account and a checking account, I really want that credit card, would it be a good idea to apply now ? i’ve been good and always paid everything on time, i believe the credit score goes down with every rejection , would i have chances to get the credit car this time ? thanks a lot!
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1 Comment at "applying for a credit card – help!?"
You should contact the bank and ask for an explanation of why you were rejected.
It is best to wait 3 months between applications.